M-Connect plus NZ is a mobile banking application from Bank of Baroda that lets registered customers manage common banking tasks through a mobile device. Its services include balance enquiries, fund transfers, account statements, transaction history, and selected non-financial support options.
Banking services
The application brings several account functions into one interface. Users can review current balances, transfer funds, obtain account statements, and check transaction history. It also includes options for complaints and feedback, allowing users to submit issues or comments through the banking service.
Registration and access
Before using the application, a customer submits a registration form to their base branch. The branch then registers the customer for the mobile banking facility and sends a four-digit mPIN by SMS. During setup, the user confirms the OTP, accepts the terms and conditions, creates a four-digit application password, and can replace the issued mPIN with a personal one.
Passwords and additional tools
Access is managed with an application password and mPIN. The application provides options to change the mPIN and reset the application password if required. Branch and ATM locators extend the service beyond account transactions, helping users find relevant banking locations.
Costs and availability
The source states that most services are free, although a one-time SMS charge and applicable internet fees may still apply. Registered users can access the banking functions at any time, subject to the service and their account registration.