Overview
Livin by Mandiri is a financial transaction software that supports registration using an overseas mobile phone number. The app enables global business expansion through secure cross-border transfers and economical international services that deliver the full amount. It simplifies online payments with virtual debit or credit cards and provides fast access to frequent transactions. All banking and wallet functions are combined in a single application with a simple interface, removing the need to carry physical cash or multiple cards. Users can also open new bank accounts directly in the app with identification documents, making everyday financial tasks more convenient without visiting a branch.
What You Can Do
⭐ Register for Livin by Mandiri with an overseas mobile number to access services from anywhere in the world while the bank expands its global reach.
⭐ Perform effortless cross-currency transfers to international recipients or between Mandiri accounts with fast, affordable, and secure processing that guarantees the full amount reaches the destination.
⭐ Activate virtual debit or credit cards to handle online payments for shopping, subscriptions, and other purchases without physical cards.
⭐ Use the Quick Pick feature for instant access to preferred transactions and reduce time spent navigating menus.
⭐ Connect multiple wallets in one place for seamless management of balances and payments beyond traditional banking.
⭐ Complete cardless cash deposits and withdrawals at ATMs when a physical card is unavailable.
Using the App
The interface is designed for simplicity, allowing users to move between transfers, payments, and account services without complex steps. Quick Pick reduces repeated actions by storing frequent tasks for one-tap access. Virtual card activation occurs within the app for immediate online use. Cardless ATM functions rely on the same login used for other services. Account opening uses in-app document upload, and password recovery is handled through a built-in forgot password option. Standard data charges from the user's provider may apply during use.
Why It May Appeal
✅ All major services remain integrated so users avoid switching between separate banking and wallet applications.
✅ Registration with an overseas number removes location barriers for users outside the home country.
✅ Cardless ATM access and virtual cards provide practical alternatives when physical items are forgotten or unnecessary.
Things to Consider
❎ Registration is limited to overseas mobile phone numbers, which may exclude users without such a number.
❎ While the app itself is free, standard data charges from the internet provider still apply during transactions and navigation.