Hodlnaut: Earn Crypto Interest is an Android app for managing cryptocurrency deposits, earning interest on supported assets, and swapping tokens within the platform. The description names Bitcoin, Ethereum, and stablecoins and presents the app as a way to handle interest accounts and portfolio swaps without using a separate swap service.
Interest accounts and payouts
Users can deposit supported crypto assets into a Hodlnaut Interest Account. The description says interest is calculated daily and credited to the account weekly. It also says users can choose the cryptocurrency in which they receive interest, allowing the payout asset to differ according to their preference. The listed assets include Bitcoin, Ethereum, and stablecoins; the source does not specify a complete supported-asset list.
The source advertises rates of up to 12.73% APY. This is an upper-rate claim in the app description, not a stated rate that applies to every asset or account. It also says there is no minimum deposit and no lock-in period for deposits.
Deposits and withdrawals
The app supports depositing and withdrawing crypto assets. According to the description, users can withdraw at any time and are not subject to a lock-in period. These functions are presented alongside interest accounts, so users can manage their crypto holdings through the app rather than only viewing an interest balance.
Token swaps
Hodlnaut includes an in-app token swap function. Users select the tokens they want to exchange, and the source describes market order execution as a way to fill swap orders immediately. It presents swaps as a means of changing or rebalancing holdings without leaving the platform. The description does not list specific token pairs or explain the conditions that may affect an order.